Money Saving Tricks

Now we come to the best page of them all – The Top Saving Tricks for 2015. How about getting 16% off eBay and up to almost 30% off Home Depot and Lowes?

Interested Yet? Well here is the down a dirty. Most of these apply four tricks, credit cards, fatwallet, gift cards, and cash back.

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eBay – Up to 18% Back (no joke)

  1. Get a 2% back credit card (such as capital one venture) [2%]
  2. Buy eBay Gift Cards at Your Grocery Store with It’s Gas Perks (My local grocery has a below average gas perk program, but if you were to max out the gallons allowed you would get $35 off $500 of gift cards) [7% or more]
  3. Use fat wallet (up to 5%)
  4. Redeem eBay Gift cards via purchases and claim 2% eBay Bucks (note sometimes eBay offers 4% eBay bucks for promotions)

Total: 16-18% Back
Math: 2% (CC)+ 7% (Gas Perks) + 5% (FatWallet, eBay) + 2-4% (eBay Bucks)

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Home Depot/Lowes – Up to 44% Back (information worth thousands to homeowners, landlords, and contractors)

  1. Get a 2% back credit card (such as capital one venture) [2%]
  2. Buy eBay Gift Cards at Your Grocery Store with It’s Gas Perks (My local grocery has a below average gas perk program, but if you were to max out the gallons allowed you would get $35 off $500 of gift cards) [7% or more]
  3. Use fat wallet for eBay (up to 5%)
  4. Redeem eBay Gift cards to purchase discounted giftcards (usually 6-11% off) and claim 2% eBay Bucks (note sometimes eBay offers 4% eBay bucks for promotions)
  5. Buy (off eBay)/Obtain a 10% Lowes Coupon (Note: Can be Used at Home Depot)
  6. Use fat wallet for Home / Lowes (up to 5%, Note: You can redeem coupons/gift cards in check or do in store pickup)

Total: 37 – 44% off!
Math: 2% (CC)+ 7% (Gas Perks) + 5% (FatWallet, eBay) + 2-4% (eBay Bucks)+ 6-11% (discount on gift cards) + 10% (Lowes Coupon) +5 (Fat Wallet, Home Depot/Lowes). Note could be even higher depending on your gas perks.

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Get $2400+ of FREE International Travel (requires two adult household, single is $1200)

  1. Sign up for Sapphire Preferred® Card: 40,000 points. Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening.
  2. Sign up  for the United Mileage Plus Explorer Card: 30,000 miles.  Start with 30,000 bonus miles when you spend $1,000 in purchases in the first 3 months.
  3. Transfer your Sapphire Preferred Miles to your United Account (1:1 transfer) — Book an international round trip or two single shots to international flight of choosing. For example, Cincinnati to Paris (Normally $1200-ish tickets), Completely Free at the cost of 60,000 of your 70,000 miles.
  4. Optional: Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. (promotion from Sapphire Preferred)
  5. Spend your extra 10,000 (or 15,000 if you did authorized user) miles.
  6. Optional: Change to Chase Sapphire (non-preferred) if you want to remove the Annual Fee (but this adds a 3% foreign transaction fee on the card)
  7. Rinse and Repeat (some people report doing this every 180 days, but I would expect yearly restrictions)

 

 

 

 

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